Do You Need A Certified Divorce Financial Advisor?

• Gathering the necessary divorce financial documents
• Preparation of a “needs budget” to determine your financial needs both
  now and in the future
• Preparation of reports and graphs to show you possible scenarios to
  dividing assets and liabilities along with the associated consequences
• Projection of future income needs and how this will effect your ability to
  keep your assets in place
• Provide you the information necessary to make informed decisions
  about the martial home

• Income earned by both parties now and in the future
• Employee benefits: health, dental, vision, FSA, stock options, restricted
  stock and cash benefits and non qualified compensation plans, etc.
• Real Estate (residential and rental income)
• Non-retirement: cash, savings, stocks, bonds, investments
• Retirement assets: IRA, 401K, pensions, etc.
• Life Insurance / Annuities
• Closely held business valuations
• Personal property and assets now and likely to be inherited
• Memberships
• Season-tickets to events
• Timeshares
• Vehicles
• Collectibles
• College expenses
• Medical and life event expenses

Baron Law & Mediation is devoted to offering extensive financial divorce advice which addresses your unique needs. Our services are comprehensive, catering to every aspect of your financial life that may be impacted by divorce. Our expert team of certified divorce financial analysts will guide you through:

• Gathering Essential Financial Documents for Divorce: We will help you collect all necessary financial information, from income statements and tax returns to investment portfolios and property deeds, ensuring nothing is overlooked.
• Creating a “Needs Budget” to Outline Your Present and Future Financial Requirements: Our team will work with you to develop a comprehensive post-divorce budget, considering all your current expenses and future financial goals, to ensure your financial stability post-divorce.
• Preparing Detailed Reports and Graphs Outlining Probable Asset and Liabilities and Their Effects: Using sophisticated financial software, we will provide visual illustrations of various scenarios, helping you understand the short and long-term financial implications of different settlement options.
• Forecasting Future Income Needs and Their Impact On Your Asset Retention: We will provide projections of your future income needs considering factors such as inflation, cost of living increases, and changes in your earning capacity, and analyze how these factors could affect your financial situation post-divorce.
• Providing You The Crucial Information to Make Informed Decisions About Your Marital Home: We will help you weigh the financial implications of keeping your marital home against selling it, factoring in aspects like mortgage payments, property taxes, maintenance costs, and market trends.

Choosing to work with a Certified Divorce Financial Advisor at Baron Law & Mediation means choosing a partner in your financial journey through divorce. You can expect a carefully structured, comprehensive process that takes into account every facet of your financial landscape, including:

• Current and Future Income of Both Parties: We will analyze and project the income of both parties, taking into account factors like inflation, career progression, retirement, and health considerations, ensuring a fair and balanced view of your future financial landscape.
• Employee Benefits: Including health, dental, vision, FSA, stock options, restricted stock, cash benefits, and non-qualified compensation plans. We will evaluate the value of these benefits and their implications in your divorce settlement.
• Real Estate (Residential and Rental Income): We will assess the value and income potential of all real estate properties, including residential homes, vacation properties, and rental units, considering factors such as market trends, tax implications, and maintenance costs.
• Non-Retirement Assets: Such as cash, savings, stocks, bonds, investments. We will give you a clear understanding of the value of these assets and help you navigate the potential tax implications and consequences of dividing these assets in your divorce.
• Retirement Assets: Including IRA, 401K, pensions, and other retirement accounts. We will explain the intricate rules for splitting these assets and the potential tax and financial implications to help you make informed decisions.
• Life Insurance/Annuities: We will help you understand the value and role of life insurance policies and annuities in your divorce settlement, considering factors such as cash surrender values, policy loans, and beneficiary designations.
• Closely Held Business Valuations: If either party owns a business, we will work with business valuation experts to determine the fair market value and discuss the potential implications of various division strategies.
• Personal Property and Assets Now and Likely to be Inherited: We will help you understand the implications of dividing personal property and potential inheritance, ensuring a fair division that respects your emotional attachments and future financial needs.
• Memberships, Season-tickets to Events, Timeshares, Vehicles, Collectibles: We will help quantify the value of these assets and guide you through the potential tax and financial implications of dividing them in your divorce.
• Projections for College Expenses and Medical and Life Event Expenses: We will provide detailed financial forecasts, factoring in potential college expenses for your children and future medical and life event costs, ensuring your financial readiness for these expenses.

Baron Law & Mediation stands out as a trusted Certified Divorce Financial Analyst certified by the Institute for Divorce Financial Analysts. With an impressive depth of expertise and knowledge in financial matters related to divorce, Baron Law & Mediation has worked with clients from diverse backgrounds, helping them identify and comprehend the financial decisions they must consider during divorce proceedings.

We focus on ensuring that you fully grasp your options in the context of divorce asset division, making certain you are comfortable with the ensuing financial decisions. By shedding light on complex financial issues and potential outcomes linked to the division of assets in divorce, we empower you to make informed choices, securing your financial future.

The Value Baron Law & Mediation Provides as a Certified Divorce Financial Analyst

Let’s delve into the unique value proposition that Baron Law & Mediation offers. This will help you understand the unparalleled expertise and support you can expect when working with us:

• In-depth Understanding of The Financial Implications of Divorce: With comprehensive knowledge of the financial aspects of divorce, Baron Law & Mediation can identify potential financial pitfalls and opportunities, guiding you through the most beneficial path.
• Ability to Work Privately With You or Collaboratively With Your Professional Team: Baron Law & Mediation is adept at working individually with clients and in a team environment, ensuring a seamless integration of financial planning with other aspects of your divorce process.
• Extensive Experience in Handling A Variety of Financial Divorce Scenarios: Baron Law & Mediation’s broad range of experience means we can handle the most complex financial issues, providing you expert advice no matter the complexity of your financial situation.
• Detailed and Comprehensive Financial Analysis to Ensure An Equitable Divorce Settlement: Baron Law & Mediation’s thorough analysis and strategic insights in divorce asset division can guide you towards a fair and equitable divorce settlement, ensuring your financial stability and growth in your post-divorce life.

Start Your Financial Divorce Planning with a Certified Divorce Financial Advisor NOW

There’s no better time to secure your financial future than now. Begin your financial divorce planning with Baron Law & Mediation’s Certified Divorce Financial Analyst. We are here to provide the support, guidance, and expert advice you need to navigate the financial complexities of divorce.

To schedule a consultation and discuss your financial divorce planning needs, reach us out. Our dedicated team is here to guide you through every step of the process, address your concerns, and ensure your financial security throughout the entire phase. We are committed to empowering you, helping you make educated and beneficial financial decisions that will serve your future.

Initiate your financial divorce planning with Baron Law & Mediation’s expert Certified Divorce Financial Analysts. This is a pivotal moment in your life, and we are here to ensure you are well equipped to make the best financial decisions for your future. Get in touch with us NOW!